Defending Pennsylvania Consumers in Lawsuits by Credit Card Companies
As more and more people have had to rely on credit cards to get by, the number of consumers who have fallen behind on the payments has increased. In response, card issuers have stepped up their collection efforts. If you are being sued by your credit card company or if a default judgment has been entered against you, do not give up hope.
You can reach out to The Law Offices of Kenneth Hiller, PLLC, for help. Our firm is passionate about protecting the rights of consumers. We know how to build strong defenses to collection lawsuits and we know how to handle default judgments. The first step is for you to act. No one is proud of being in debt. You should not let feelings of guilt prevent you from asking for legal advice.
To arrange a free initial consultation with our experienced Pittsburgh credit card collection defense attorneys, please call 716-213-6378 or toll free 888-322-9399. You can also contact our law firm online.
Strategic Defenses and Solutions to Collection Lawsuits
You are given very little time to dispute a debt collection lawsuit. In some cases, you only have 10 days to answer the lawsuit. If you do not answer, a default judgment will be entered, making it much harder to avoid consequences like wage garnishment and frozen bank accounts.
Our attorneys have deep knowledge of consumer protection laws, including the Fair Debt Collection Practices Act, which is often a key in these cases. Even if you do owe money, that does not give a debt collector or debt buyer license to harass you and disrupt your life. When you come to us, we will thoroughly analyze your situation and look for possible defenses, asking questions like:
- Did you sign a contract?
- Is the contract valid and enforceable?
- Were the interest rate changes and penalty fees legal?
- Did the debt collector harass you with repeated telephone calls, angry letters or other abusive collection practices?
Do not let a collection agent intimidate you. You have rights, and The Law Offices of Kenneth Hiller, PLLC, is ready to protect them.
Contact an Erie Debt Lawsuit Lawyer: Free Consultation
If you are being harassed by an aggressive creditor or debt collector, you can take action. The first step is getting in touch with an attorney at The Law Offices of Kenneth Hiller, PLLC. For your free initial consultation, call 716-213-6378 or toll free 888-322-9399. You can also contact our law firm online.