Protecting the Rights of Pennsylvania Consumers
When a consumer defaults on credit card debt or other obligations, the creditor has a right to pursue payment. However, it does not have the right to harass a consumer, lie to a consumer or engage in other kinds of conduct considered to be abusive or deceptive.
At The Law Offices of Kenneth Hiller, PLLC, we represent consumers in cases against overzealous, aggressive collection agencies. As a consumer, you are protected by federal and state laws that are complex. Our attorneys have extensive experience working with these laws and using them to stop unlawful, abusive collection practices and give consumers breathing room.
To arrange a free initial consultation with an experienced Pittsburgh debt collection abuse attorney, please call 716-213-6378 or toll free 888-322-9399. You can also contact our law firm online.
What Kind of Behavior Is Prohibited?
Under the Fair Debt Collection Practices Act (FDCPA), debt collectors have to abide by certain rules when seeking payment. Most often, the original creditor is not covered by the FDCPA. Rather, it is designed to prevent harassment by debt collection agencies, debt collection law firms and debt buyers. These sources are the most frequent source of harassment.
Some examples of prohibited debt collection efforts are:
- Contacting you on the phone before 8 a.m. or after 9 p.m.
- Continuing to contact you after you give written notice that you want them to stop
- Calling you at work after you have told them not to
- Threatening you with arrest or threatening a lawsuit
- Reporting false information on your credit report, or threatening to do so
- Claiming to be an attorney or law enforcement officer
- Disclosing your debt to a third party (other than your spouse or lawyer)
What Can Our Firm Do to Help?
If you are the victim of abusive collection efforts, the first thing our attorneys will do is try to stop collection calls so you can get some relief from the associated stress. Then, depending on your situation, we may be able to sue the collection agency to recover compensation for the harassment you endured.
Contact a Pennsylvania Consumer Protection Lawyer: Free Consultation
If you are being harassed by an aggressive creditor or debt collector, you can take action. The first step is getting in touch with an attorney at The Law Offices of Kenneth Hiller, PLLC. For your free initial consultation, call 716-213-6378 or toll free 888-322-9399. You can also contact our law firm online.
With the exception of some credit card defense cases, we are able to handle these cases on a contingency fee basis, meaning you pay us nothing unless we are successful. In addition, if the other party is found to have violated the law, the court may require them to pay your fees.